Features
Virtual Cards
Instant card provisioning for AI agents. Each card gets its own policy, spending limits, and merchant controls.
Policy Engine
Guardrails that enforce, not just advise. Define spending policies per agent with real-time approval flows.
Ovra is trusted by teams building with AI Agents, Autonomous Commerce, MCP Servers, Browser Automation
Why we built Ovra
AI agents are getting smarter every week. They can research, plan, negotiate, and execute — but the moment they need to actually pay for something, everything breaks down.
The fundamental problem isn't intelligence. It's infrastructure. Today's payment systems were built for humans clicking buttons, not for autonomous software making decisions at scale. No card issuer gives you an API that says “create a card for this agent with a €500 daily limit, restricted to SaaS merchants, auto-approved for intents under €50.”
That's exactly what we built. Ovra is the payment infrastructure layer purpose-built for AI agents. Every agent gets its own virtual Visa card, its own spending policy, and its own audit trail. The agent never sees real card numbers — credentials are tokenized server-side, so even if your agent's context is compromised, there's nothing to steal.
We're EU-native, GDPR-compliant by design, and fiat-only — because 99% of online merchants accept Visa, not stablecoins. The agents of tomorrow need payment rails that work everywhere today.
Ledger & Receipts
Every transaction, from intent to settlement, in a single audit trail with DATEV-ready receipt export.
- From intent to settlement, one source of truth
- DATEV-ready receipt pipeline
- Real-time transaction monitoring
MCP Server
Eleven payment tools in a single Model Context Protocol integration. Works with any MCP-compatible client.
- 11 payment tools, one integration
- Works with Claude, GPT, any MCP client
- Intent-based approval flows
Agent Identity & Security
Every agent gets a cryptographic identity bound to its spending policy. No action without verified intent.
- Per-agent identity with policy binding
- requireIntent enforced on every transaction
- Zero-knowledge — agents never see real card data
- EU data residency & GDPR by default
Autonomous Agent Payments
Let your agents pay autonomously with tokenized virtual cards. Network-level security ensures card data never touches your stack.
- Tokenized by default — agents never see raw card data
- Network-grade security out of the box
- Native HTTP 402 auto-pay support
We went from zero payment capability to production-ready agent commerce in under a week. The MCP integration was seamless.
Sarah Kim
Head of AI, TravelBot Inc.
Connect all your preferred applications
Ovra provides a seamless integration experience, allowing you to connect and synchronize data from multiple sources with ease.
Frequently Asked Questions
Everything you need to know about Ovra.
Ovra is EU-native, API-first payment infrastructure for AI agents. We provide virtual cards, spending policies, and tokenized credentials so agents never see raw card data. GDPR-compliant with EU data residency.
The fastest way: connect to our MCP server from Claude, GPT, or any MCP-compatible agent. Or use our REST API — one call creates an agent with a virtual card and spending policy. No SDK required.
Never. Ovra uses tokenized card credentials. When an agent needs to pay, we issue a scoped credential for that specific purchase. Even if the agent context is compromised, there is nothing useful to steal.
Yes. Free plan includes 1 agent, 1 virtual card, €150/mo volume, and full API access including sandbox mode. Paid plans start at €39/mo for teams that need more agents and higher volume.
Ship Agent Payments Today
Join hundreds of teams building autonomous commerce on EU-native infrastructure. GDPR-compliant. Built in Berlin.
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