Built for teams in Procurement, SaaS Management, Developer Tools, Operations
Every payment, in seven clean steps.
Agents are verified upfront, cards issued with your limits. The agent asks, Ovra checks, you approve, the network issues a scoped token, the rail settles. Real card numbers never leave the vault.
Any model. Any framework.
Know Your Agent. Each agent is verified and gets a cryptographic identity, bound to your workspace, before it can spend.
Virtual cards are issued upfront and bound to the agent with your spend limits. The card itself sits in Ovra's vault; the agent only knows it exists.
When the agent wants to spend, it declares the intent first: who, where, how much, by when. Nothing leaves the vault yet.
Ovra checks the request against the limits on the card and your wider rules. Daily caps, allowed merchants, unusual patterns. Real-time.
Small amounts go through automatically. Anything bigger needs your fingerprint, and the approval is bound to that exact payment.
Visa or Mastercard encrypts the card into a scoped cryptogram, single-use or multi-use. The agent only sees ciphertext. Only the network can decrypt it.
The token settles on Visa or Mastercard, same as any other card payment. You get a receipt the second it clears.
Pay anywhere a card is accepted.
Every ask, check, approval, and settlement is logged. Append-only. Tamper-evident.
Agent Identity & Security
Every agent gets a cryptographic identity bound to its spending policy. No action without verified intent.
- Per-agent identity with policy binding
- requireIntent enforced on every transaction
- Zero-knowledge: agents never see real card data
- EU data residency & GDPR by default
MCP Server
Full payment capability in a single Model Context Protocol integration. Works with any MCP-compatible framework.
- One integration. Full payment capability.
- Works with any AI framework
- Intent-based approval flows
Plug into every agent runtime.
Ovra speaks MCP, so any modern agent stack — model SDKs, IDEs, automation runtimes — can issue cards and run policy-checked payments without an SDK install.
Why we built Ovra
AI agents are getting smarter every week. They can research, plan, negotiate, and execute. But the moment they need to actually pay for something, everything breaks down.
The fundamental problem isn't intelligence. It's infrastructure. Today's payment systems were built for humans clicking buttons, not for agents operating at scale. No card issuer gives you an API that says “create a card for this agent with a €500 daily limit, restricted to SaaS merchants, auto-approved for intents under €50.”
That's exactly what we built. Ovra is the payment infrastructure layer purpose-built for AI agents. Every agent gets its own virtual Visa card, its own spending policy, and its own audit trail. The agent never sees real card numbers. Credentials are tokenized server-side, so even if your agent's context is compromised, there's nothing to steal.
We're EU-native, GDPR-compliant by design, and fiat-only, because 99% of online merchants accept Visa, not stablecoins. The agents of tomorrow need payment rails that work everywhere today.
Frequently Asked Questions
Everything you need to know about Ovra.
Ovra is EU-native, API-first payment infrastructure for AI agents. We provide virtual cards, spending policies, and tokenized credentials so agents never see raw card data. GDPR-compliant with EU data residency.
The fastest way: connect to our MCP server at https://api.getovra.com/api/mcp from Claude, GPT, Cursor, or any MCP-compatible agent. 10 tools available out of the box. Or use our REST API. One call creates an agent with a virtual card and spending policy. No SDK required.
Never. Ovra uses tokenized card credentials. When an agent needs to pay, we issue a scoped credential for that specific purchase. Even if the agent context is compromised, there is nothing useful to steal.
Yes. Free plan includes 1 agent, 1 virtual card, €150/mo volume, and full API access including sandbox mode. Paid plans start at €39/mo for teams that need more agents and higher volume.
Ship Agent Payments Today
Build autonomous commerce on EU-regulated infrastructure. GDPR-compliant. Built in Berlin.